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Financing
Mortgage 101
A plain-English primer on financing your New England home.
Most buyers enter the financing conversation underprepared. This primer covers what actually matters — pre-approval, true cash-to-close, loan products, and how to evaluate lenders side by side.
- Lender interview questions worth asking
- APR vs rate — what to compare
- Reserve and documentation requirements
- Jumbo financing in the New England market
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What's Inside
A considered, printable companion.
01
Pre-Approval Done Right
Why a written pre-approval matters more than a rate quote — and how to get one quickly.
02
True Cash-to-Close
The 2–4% beyond your down payment that catches most buyers off guard.
03
The Right Loan Product
Fixed, ARM, jumbo, portfolio — matched honestly to your timeline and goals.