The Process

Considered guidance, both directions.

Whether you are arriving in New England or moving on from a chapter here, my process is built on patience and craft.

For Buyers

Finding your place.

01

Discovery

We begin with a conversation — about lifestyle, place, architecture, and timing. Property follows from clarity.

02

A Focused Search

I present a tightly edited list of homes worth your time, including off-market opportunities from my private network.

03

Due Diligence

Trusted inspectors, surveyors, and architects bring forensic clarity to every property under consideration.

04

Negotiation

Quiet, principled, and informed by deep market data — not the loudest voice in the room, the most prepared one.

05

Close & Beyond

From transition logistics to a vetted local roster of trades and stewards, I remain a resource long after closing.

For Sellers

Presenting it well.

01

Valuation

An honest assessment grounded in hyperlocal comparables, condition, and the unique narrative of your property.

02

Preparation

Staging, light renovation guidance, and a quiet pre-market period to ensure every detail is right before launch.

03

Presentation

Editorial photography, drone, twilight imagery, and narrative copy — presented as a portfolio, not a flyer.

04

Distribution

Strategic exposure to a private network of qualified buyers and brokers before broad MLS launch when appropriate.

05

Negotiation & Close

Discreet management of offers, contingencies, and the inevitable questions — protecting your time and your terms.

Financing

Mortgage 101

Most buyers enter the financing conversation feeling underprepared. You don't have to. A few essentials go a long way.

Pre-approval, not pre-qualification. A written pre-approval signals seriousness to sellers and gives you a confident ceiling. Plan to interview at least two lenders — one local bank, one mortgage broker — and compare their APRs, not just rates.

Know your true cash-to-close. Beyond the down payment, expect 2–4% of the purchase price in closing costs (lender fees, title, attorney, recording, prepaids). Reserves of six months of payments make underwriting smoother.

Pick the loan type that matches your timeline. A 30-year fixed is the standard for a reason. ARMs reward shorter ownership horizons. Jumbo financing applies in much of our market — find a lender who handles it daily, not occasionally.

Get the Full Mortgage 101 PDF

Relocation

Relocating to New England

Whether you're arriving from across the country or shifting from Boston to a quieter town, a successful move starts ninety days out.

Choose your geography first. Tax structure matters: Massachusetts taxes income, New Hampshire does not — but property taxes vary widely town to town. A scouting trip across two or three target towns is time well spent.

Run the home search and lender in parallel. Sixty days out, line up pre-approval, identify a buyer's attorney licensed in your target state, and audit your current home — sell, rent, or hold each have different prep timelines.

Plan for the seasons. New England rewards preparation: snow tires, generator, a trusted snow-removal service, and an eye on roof load through February. You'll also gain apple-picking, leaf-peeping, lake days, and ski weekends — embrace the rhythm.

Get the Full Relocation Checklist PDF

Season by Season

Arriving with the calendar in mind.

New England moves with its seasons — and so does the relocation playbook. Here is what to prioritize depending on when your move lands.

March – May

Spring

Inventory blooms alongside the magnolias. Mud season means flexible footwear at showings, and inspections should flag winter damage to roofs, gutters, and grading before the closing table.

  • Tour during the spring market surge
  • Inspect for winter wear
  • Lock in landscape contractors early
Spring Checklist

June – August

Summer

Peak season for lake and coastal homes — and for movers, who book out weeks in advance. Schedule the move on a weekday and plan utility transfers around long holiday weekends.

  • Reserve movers 6+ weeks ahead
  • Tour waterfront in-season
  • Register kids for fall school early
Summer Checklist

September – November

Fall

Arguably the finest window: crisp showings, motivated sellers, and the foliage as a backdrop. Service the heating system, sweep chimneys, and stack a cord of seasoned hardwood before Thanksgiving.

  • Service furnace & chimney
  • Stack firewood (one cord minimum)
  • Stake driveway markers before snow
Fall Checklist

December – February

Winter

Quieter market, sharper negotiations. If you're moving in, line up snow removal, install snow tires, and confirm generator fuel. Storm windows and roof-rake access matter more than curb appeal.

  • Contract snow removal in advance
  • Mount snow tires & test generator
  • Monitor roof load through February
Winter Checklist

Whichever side of the table — begin with a conversation.

Reach Out
Deanna Recchia